Health insurance schemes provide a comprehensive scope of coverage. You not only get coverage for hospitalization-related expenses but also for expenses that are caused before and after hospitalization as well. Moreover, day-care treatments, domiciliary treatments, AYUSH treatments, etc. are also covered in most health schemes. There are some pharmaceutical expenses and treatments which are not covered by most health insurance plans.
Few of the most common health insurance exclusions for you to know
Pre-existing situation
HIV/AIDS or other sexual diseases
Attempted suicide and self-inflicted injuries